高频英语口语对话(MP3+中英字幕) 第430期:申请商务贷款
unit 479
申请商务贷款dialogue
英语情景对话A:Bill, I'm expecting a big increase in turnover with the coming of the Mid-Autumn Festival. But wholesales are unwilling to supply my orders unless I pay them an advance of 50% of the full price, for my business is fairly new. I hope that you can make me an advance on loan.
A:比尔，随着中秋节的到来，我预计营业额将会大大增加。但除非我预付50%,的总价，否则批发商不肯给我货，原因是我的生意才刚起步。我希望你能贷给我一笔预付款。
B:Do you have stocks or a title deed of a house to pledge as security?
B:你有没有股票或房屋所有权证可做担保？
A:No. I should be grateful if you could see your way to make an advance against my personal reputation. You may inspect my accounts. From my accounts you can see that I've promptly met all my obligations.
A:汝有。如果你肯根据我个人的信誉贷款给我，我会很感激。你可以检查我的账目，从账目上你可看出我向来都能按时履行所有义务。B:We do not allow any request for a loan against personal security. This is a common regulation. But we may consider it if you can provide a reliable guarantor.
B:我们不允许依个人信用批准贷款，这是常规。不过如果你能提供一个可靠的担保人，我们或许可以考虑。A:Yes, I can. You know Mr. Macready, the famous car dealer here in New York. He agreed to act as my guarantor of a loan in the sum of US l0,000 until the end of this year.
A:好的，我可以。你认识麦克里迪先生吧，纽约本地有名的汽车商人。他同意做我的担保人，保l万美元到年底。B:Good. He is a man of high standing. I think we can grant the loan you need after some further discussion. But I suggest you borrow on overdraft instead of on loan.
B:好。他是个信誉很好的人。我想我们更进一步讨论后，能批准你贷款。不过我建议你以透支方式而不是贷款方式贷款。
